Token Gating
Qualify users based on proven creditworthiness. Gate access to features, airdrops, and communities with sybil-resistant credit requirements.
Cred Protocol enables merit-based access control using on-chain credit scores. Create fair, transparent qualification criteria that reward users with demonstrated financial trustworthiness.
- Gate access to features, airdrops, or communities based on verified credit scores—reward trustworthy users
- Create tiered experiences where higher-credit users unlock better rates, higher limits, or exclusive benefits
- Reduce sybil attacks and bot abuse by requiring proven on-chain financial history for participation
Frequently Asked Questions
How can credit scores be used for token gating?
Credit scores provide a sybil-resistant way to qualify users. Unlike simple token holdings, scores require genuine on-chain financial activity over time. This makes them ideal for gating airdrops, governance participation, or premium features to users who have demonstrated real engagement.
Can I create different tiers based on credit scores?
Absolutely. Many clients implement tiered systems—for example, scores above 750 get highest limits and best rates, 650-749 get standard terms, and below 650 may require additional verification or higher collateral. This creates fair, merit-based access.
How does this help with sybil resistance?
Building a good credit score requires genuine lending activity across real protocols over time. This is expensive and time-consuming to fake at scale, making credit score requirements highly effective at filtering out bots and sybil accounts from your community or protocol.
What identity data is available for verification?
Beyond credit scores, our API provides identity attestations including ENS names, Gitcoin Passport scores, POAP holdings, and account age verification. These can be combined with credit scores for comprehensive user qualification.
Ready to Get Started?
See how Cred Protocol can transform your approach to on-chain credit assessment.