Compliance & Monitoring
Stay ahead of risk with continuous credit monitoring. Track borrower health in real-time and maintain compliance with comprehensive audit trails.
Cred Protocol enables proactive risk management with real-time monitoring of borrower creditworthiness. Detect credit deterioration early and maintain the documentation needed for regulatory compliance.
- Monitor borrower risk profiles continuously with real-time score updates and alerts when credit conditions change
- Track portfolio health with aggregated risk metrics across all borrower addresses and lending positions
- Maintain audit trails with historical credit data and scoring factor changes for regulatory compliance
Frequently Asked Questions
How does continuous monitoring work?
Our API provides real-time credit scores that reflect the latest on-chain activity. You can poll for updates or use webhooks to receive notifications when scores change significantly. This enables proactive risk management rather than reactive responses to defaults.
Can I monitor my entire lending portfolio?
Yes. Our batch API endpoints allow you to query scores for thousands of addresses efficiently. Many clients integrate with their portfolio management systems to maintain real-time risk dashboards across all active loans.
What compliance requirements does this address?
Cred Protocol helps meet KYC/AML requirements by providing verifiable on-chain identity attestations and credit history. Our reports include data provenance and timestamps for audit purposes, and we support data export for regulatory reporting.
How do I get alerted to credit deterioration?
Webhooks can be configured to notify your systems when borrower scores drop below thresholds or when specific risk events occur (like new liquidations). This enables you to take action before defaults happen—adjusting terms, requesting additional collateral, or initiating conversations with borrowers.
Ready to Get Started?
See how Cred Protocol can transform your approach to on-chain credit assessment.