Start free. Pay for what you score.

Cred Units (CUs) are Cred Protocol's billing metric for API usage. Each API endpoint consumes a specific number of Cred Units based on computational complexity—simple score lookups use fewer CUs than comprehensive multi-chain reports. Free plans include 1,000 CUs/month, while Pro plans offer 50,000 CUs/month.

API costs range from 1-10 CUs based on complexity. Basic queries like credit scores and single-chain summaries cost 1-2 CUs. Standard reports including single-chain reports and boosted scores cost 3-5 CUs. Comprehensive reports like full cross-chain reports and enhanced reports with off-chain data cost 7-10 CUs. Single-chain queries cost less than cross-chain aggregations, and summaries cost less than detailed reports with balances, NFTs, and transaction history.

The Credit Scoring API returns a 300 to 1000 score for any EVM address from the Andromeda model, with a decile, a range band and, on request, six factor ratings that explain it. Borrowing history comes from Aave, Compound and Morpho lending events; wallet behaviour comes from ten chains. The bands are Excellent (920+), Very Good (840-919), Good (750-839), Fair (640-749) and Low (300-639).

Batch Scoring lets you request individual credit scores for multiple wallet addresses in a single API call—ideal for scoring user lists or leaderboards. Aggregate Scoring combines multiple addresses into a single unified score, perfect for multi-sig wallets, portfolio analysis, or joint account assessments. Both features are available on Pro plans.

The Sandbox environment provides unlimited free API requests with deterministic mock data for development and testing. It mirrors our production API endpoints exactly, allowing you to build and test integrations without consuming Cred Units. All plans include unlimited Sandbox access—perfect for prototyping before going live.

x402 is an open payment protocol that lets you pay for API calls directly with USDC stablecoins—no account, API key, or subscription needed. Simply include a payment header in your HTTP request, and the API processes your payment and returns the result. Payments settle on Base or SKALE networks. It's ideal for one-off queries, agent-to-agent interactions, or any use case where you want to pay per request without managing a subscription.

Sign up for a free account at app.credprotocol.com to get your API key. You'll have access to unlimited Sandbox requests and 1,000 live Cred Units per month. Use our API Playground to test endpoints interactively, or check docs.credprotocol.com for integration guides and code examples in Python, JavaScript, and cURL.

Yes, you can cancel your Cred Protocol subscription at any time with no cancellation fees. Your access continues until the end of your current billing period. Downgrade to our free tier to maintain API access with 1,000 CUs/month, or export your data before canceling.