Bring DeFi Lending to
1 Billion People
We believe DeFi will one day provide access to financial resources for anyone with an internet connection. Our mission is to bring trust and transparency to web3 by quantifying on-chain lending risk at scale.
Access to Credit is Broken
Traditional Finance
Billions of people are excluded from traditional financial systems. Credit scores are opaque, centralized, and inaccessible to most of the world's population.
DeFi Today
DeFi lending remains over-collateralized because lenders have no way to assess borrower risk. This limits capital efficiency and restricts who can access credit.
Open, Fair, and Transparent Credit Data
Cred Protocol has created one of the first credit scores based entirely on blockchain data. Our scores are open, transparent, and accessible to anyone building in web3.
Our Core Values
Quantify Risk
Improving access to financial resources means quantifying risk. Quantified risk at scale is credit scoring.
Financial Inclusion
Many individuals around the world are unable to access basic financial resources. DeFi can provide access to anyone with an internet connection.
Trust & Transparency
We bring trust and transparency to web3 by building credit scores based on open, fair, and transparent blockchain data.
Global Scale
Our credit infrastructure covers over 300 million addresses across 10 blockchains and 30+ lending protocols.
Join Us in Building the Future of Credit
Whether you're a lender, protocol, or developer, we'd love to work with you to bring trust and transparency to DeFi.