Credit Scores for
Any EVM Address

Quantify on-chain credit risk in milliseconds. Our API provides credit scores for 300M+ addresses across 10 blockchains, enabling smarter lending decisions.

Cred Protocol Credit Score Dashboard
785
Sample Score
<100ms
Response Time

Enterprise-Grade Credit Scoring

Our scoring API is built for production workloads with high availability, low latency, and comprehensive documentation.

Real-Time Scoring

Get credit scores instantly with our low-latency API. Scores are calculated in milliseconds using real-time blockchain data.

Multi-Chain Coverage

Score addresses across 10 blockchains including Ethereum, Base, Polygon, Arbitrum, Optimism, and more.

300-1000 Score Range

Industry-standard scoring scale with clear risk bands: Low, Fair, Good, Very Good, and Excellent.

Risk Quantification

Quantify borrower risk with scores backed by on-chain lending history, asset holdings, and DeFi activity.

300M+ Addresses

Access scores for over 300 million EVM addresses with comprehensive historical data.

Privacy Preserving

No PII required. Scores are based entirely on public blockchain data with user consent.

Cred Protocol Score API Response

Rich Score Data

Our API returns comprehensive score data including the numeric score, risk band classification, and detailed scoring factors that explain how the score was calculated.

  • Numeric score (300-1000 range)
  • Risk band classification
  • Detailed scoring factors
  • Historical score trends

Score Response Details

Every score response includes comprehensive data to power your lending decisions.

Score Components

  • Credit score (300-1000)
  • Risk band classification
  • Confidence level
  • Score timestamp

Scoring Factors

  • Lending history
  • Repayment behavior
  • Asset holdings
  • Protocol diversity

Chain Coverage

  • Ethereum mainnet
  • Base
  • Polygon
  • Arbitrum & Optimism

Risk Indicators

  • Default probability
  • Liquidation history
  • Wallet age
  • Activity patterns

One API Call Away

Get started in minutes with our RESTful API. Fetch credit scores with a single HTTP request and integrate seamlessly into your existing workflow.

  • RESTful API with JSON responses
  • Comprehensive SDK support
  • Webhook notifications available
  • Sandbox environment for testing
Read the Docs
api-example.js
// Get a credit score for any EVM address
const response = await fetch(
  'https://api.credprotocol.com/v2/score/0x...',
  {
    headers: {
      'Authorization': 'Bearer YOUR_API_KEY'
    }
  }
);

const { score, band, factors } = await response.json();
// { score: 785, band: "Very Good", factors: [...] }

Ready to Add Credit Scoring?

Book a demo to see how Cred Protocol can help you make smarter lending decisions with on-chain credit scores.